Libeen is transforming the real estate market with its AI-powered SmartHousing model, which enables tenants to gradually build equity while renting—offering a more accessible alternative to traditional mortgages.
With this latest funding, the company plans to:
• Raise an additional €100M to acquire 600+ properties
• Expand across Spain’s major cities
• Enhance its AI-driven property selection technology
• Help over 130 families secure homes in the coming months (View Highlight)
How Libeen’s SmartHousing Model Works
The firm’s model allows renters to become homeowners without needing a 20% down payment required for traditional mortgages. Instead:
Libeen buys the selected property and sets up a SmartHousing contract.
Tenants pay an initial 5% deposit and make monthly payments, where one-third of each payment goes toward savings for homeownership.
After 3 to 7 years, tenants can transition to a mortgage and fully own the property. (View Highlight)
Leveraging AI for Smarter Housing Decisions
The startup integrates AI-driven analytics to:
• Assess property appreciation potential in real time
• Identify low-risk, high-demand rental properties
• Personalize financial assessments to match buyers with suitable homes
According to co-founder Sofía Iturbe, AI technology reduces financial barriers and accelerates mortgage approvals, helping clients save an average of €50,000 in the homebuying process. (View Highlight)
